Grupa Corpus Iuris: corporate bonds on Catalyst
Grupa Corpus Iuris has 3 bond series listed on Catalyst with an issue value of PLN 118m. Next maturity: GC10729, GCI0729, PLN 68m, 30 July 2029. Net debt / equity: 0.56× (2025 annual report).
Key figures
2025 annual report (gpwcatalyst.pl) · as at 11 Nov 202630 Jul 2029 (in 992 days)
Data on series and maturity dates come from GPW Catalyst. This page describes the company’s data and is not an investment recommendation.
Grupa Corpus Iuris S.A., based in Warsaw, is a debt collection company that buys portfolios of unsecured receivables from banks, credit unions (SKOKs) and lending companies and holds them in Corpus Iuris NFIZW funds. Its shares are not listed on a stock exchange. Its bonds on Catalyst are secured by a registered pledge on fund certificates.
Financial results
PLN million, consolidated figures where the company publishes them; figures from the company’s reports. A dash (–) means the figure is not in our database.
| Item | 2023 | 2024 | 2025 | 6M 2026 |
|---|---|---|---|---|
| Revenue | 19.3p | 21.5 | 22.4 | 12.8* |
| Operating profit (EBIT) | 4.18 | 4.80 | 3.49 | 2.48* |
| Net profit | 30.6p | 27.3 | 29.8 | 16.8* |
| Total assets | 103.7p | 168.0 | 201.2 | 259.8 |
| Equity | 81.4p | 88.8 | 91.8 | 14.3 |
| Total liabilities | 22.3p | 79.2 | 109.4 | 165.9 |
| Cash and cash equivalents | 2.28 | 9.77 | 4.20 | 34.0* |
| Net debt | −14.2p | 22.8p | 51.7 | – |
* Figure matches the company document (half-year report for H1 2026) but has not yet been confirmed by a later report.
p Figure taken from the comparative column of a later company document (2023: annual report for 2024; 2023 and 2024: annual report for 2025). The company may have restated the earlier period, for example after a change in accounting policies.
Sources: annual report for 2024, annual report for 2025, half-year report for H1 2026, annual report for 2025, half-year report for H1 2026.
Debt and repayment capacity
Ratios based on annual reports (consolidated), using only figures verified against the company’s filings. A dash (–) means the figure is not available; a negative interest cover means an operating loss. As a financial company, it uses its debt to fund portfolios of receivables, so we do not show net debt / EBITDA.
| Ratio | 2023 | 2024 | 2025 |
|---|---|---|---|
| Net debt / equity (net debt relative to shareholders’ equity) | −0.18× | 0.26× | 0.56× |
| Equity / total assets (share of assets financed by equity) | 78.5% | 52.9% | 45.6% |
Sources: 2023 annual report, 2023 annual report (2), 2025 annual report.
Bonds on Catalyst
| Series | Maturity | Interest rate | Rate type | Margin | Security | Yield to maturity |
|---|---|---|---|---|---|---|
| GC10729 | 30 Jul 2029 | 9.15% | Floating (3M WIBOR) | +5.25 pp | Secured (pledge) | 9.10% |
| GCI0729 | 30 Jul 2029 | 9.15% | Floating (3M WIBOR) | +5.25 pp | Secured (pledge) | 8.61% |
| GCI0630 | 17 Jun 2030 | 8.90% | Floating (3M WIBOR) | +5.00 pp | Secured (pledge) | 8.47% |
Series codes link to the series pages in Polish. Yield to maturity is calculated by the Polish brokerage DM BDM, before tax and commissions; for floating-rate bonds it assumes the reference rate (WIBOR or EURIBOR) stays at its current level. “No quote” means no recent price.
Questions about Grupa Corpus Iuris bonds
How many Grupa Corpus Iuris bond series are listed on Catalyst?
Grupa Corpus Iuris has 3 bond series listed on Catalyst with a total nominal value of PLN 118 million. Their maturity dates range from 30 July 2029 to 17 June 2030.
When does the next Grupa Corpus Iuris bond mature?
The next maturity is series GC10729 on 30 July 2029 (nominal value PLN 35 million). The following ones are GCI0729 (30 July 2029) and GCI0630 (17 June 2030). An early redemption at the issuer’s request can change these dates.
How is the interest on Grupa Corpus Iuris bonds set?
All 3 series pay a floating rate: 3M WIBOR plus a margin of 5.00 to 5.25 percentage points. The coupon changes with the reference rate in each interest period, while the margin stays the same until maturity.
Are Grupa Corpus Iuris bonds secured?
Security by number of series: secured (pledge): 3. Secured or guaranteed series give bondholders an additional source of repayment if the issuer cannot pay.
Source: our database of Catalyst series, terms and conditions of the bonds and company announcements.
Our full analysis, financial results and news on Grupa Corpus Iuris are on the Polish-language issuer page.
This material is for information purposes only and does not constitute investment advice.